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Notary FAQ, Notary Questions
  • What is a Notary Public?
    “A Notary Public is an official of integrity appointed by state government —typically by the secretary of state — to serve the public as an impartial witness in performing a variety of official fraud-deterrent acts related to the signing of important documents. These official acts are called notarizations, or notarial acts. Notaries are publicly commissioned as "ministerial" officials, meaning that they are expected to follow written rules without the exercise of significant personal discretion, as would otherwise be the case with a "judicial" official.” - National Notary Association We are an added layer of fraud protection.
  • What is a Loan Signing Agent?
    Signing agents are notaries public, who usually have experience and/or training concerning the proper execution of loan documents. They are hired by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain the necessary signatures, and in some cases deliver the documents to the borrower. A signing agent is an impartial party to the transaction and must adhere to the notary laws of their state or jurisdiction.
  • What is a Mobile Notary?
    A Notary Public that travels to you! Office, home, coffee shop, wherever is convenient for you.
  • What happens if my document doesn't have a place for the notary to sign?
    In the event that a notarial certificate, the place where the notary signs and stamps their seal, is not attached to your document, and you are unsure or unclear which one is needed, you should contact the issuing/receiving agency or an attorney to assist you in clarifying your questions.
  • Why does a Notary Public ask for a thumbprint of the signer?
    "As a biometric identifier, a signer's thumbprint affixed in a journal of notarial acts offers irrefutable identification of the signer and helps Notaries prevent impersonation and/or forgery." - Notary Tip: Thumbprints and Privacy Issues | NNA
  • What happens during an appointment?
    The Notary Public will first ask to see your valid unexpired driver's license or other form of acceptable ID (please see ID Requirements). The Notary will look over document for completeness and to make sure it is a type of document they are legally allowed to notarize. The Notary will record ID information and title & date of the documents into their notary journal. The Notary will ask you to sign their notary journal and place a thumbprint next to your signature. The Notary will administer an oath if needed and watch you sign the documents. The Notary will then fill out their notarial certificate, sign, and stamp.
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